Higher education is the next housing crisis. Tens of thousands of students are unnecessarily borrowing money to attend on campus classes that will place them in lifelong debt. A world class education in fact can be had on the cheap.

In the old days many people lived long lives, often 80 plus years, under the most primitive and unhealthy conditions. We should be able to do the same thing today an thus reduce the cost of health care that amounts to $2.7 trillion a year business.

Very few people can afford an attorney. The chapter "A Rule That Is Ruining the Legal Profession" discusses how the unnecessary high cost of legal education is denying millions of Americans the justice they deserve.