Description - Loan Modification for Dummies by Ralph R. Roberts
The crucial information you need to secure a reliable loan
modification and save your home
Behind on your mortgage payments? Worried about losing your
home? Don't panic. Loan Modification For Dummies gives you
the reliable, authoritative, easy-to-understand guidance you need
to apply for and secure a loan modification that lowers your
monthly house payment and keeps you in your home.
This practical, plain-English guide leads you step by step
through the loan modification process, from contacting your lender
to applying for a loan modification, evaluating the lender's
initial offer, and negotiating a modification that lowers your
monthly payment while helping you catch up on any past-due amounts.
You'll learn how to communicate with your bank or loan servicer,
recognize and avoid loan-modification scams, and find a
knowledgeable loan modification specialist, if you choose not to do
it yourself.
Advice on determining whether you're likely to qualify for your
lender's loan modification program
Guidance on preparing and submitting a loan modification
application that improves your chances of success
Helps you figure out a monthly payment you really can
afford
Tips on modifying your loan even when you owe more than your
home's current market value
Negotiation advice for securing the best possible terms and
lowest monthly payment
Resources for contacting your lender, obtaining free or
affordable third-party assistance, and getting government agencies
on your side
Read Loan Modification For Dummies and start saving your
home today.
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